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Customers can take an active role in their own financial data protection. Learn how to be a savvy banking customer and keep your data safeguarded.

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Protecting Customers

Protecting Your Mobile Device

https://www.aba.com/advocacy/community-programs/consumer-resources/protect-your-money/protecting-your-mobile-device

 

Mobile devices offer the ultimate convenience in banking. Find out how to stay protected on the go.

ONLINE SECURITY

Spring Bank Online Security

Keeping your online financial and personal data secure and confidential is one of our top priorities.  We safeguard your information by utilizing the latest technology and services available.  Please follow this link for details of what we do for you, and what you can do to help us.  
 

SCAM ALERT: PROTECT YOURSELF FROM "CHECK WASHING"

Check Washing and Check Theft Scams | American Bankers Association (aba.com) 
 

The United States Postal Inspection Service recovers more than $1 billion in fraudulent Check Washing and Check Theft Scams. Click on the link above to learn how to protect yourself and your checks from these scams.

Scam Alert:  Protect yourself from check washing

Check use may be declining, but check fraud is still a serious problem.  Click on the link above for important information on a new scam dubbed "check washing"

Business Email Compromise (BEC Fraud)

Business Email Compromise — FBI
 

Business email compromise (BEC) is one of the most financial damaging online crimes.  Click on the link above to learn how criminals carry out BEC scams and what you can do to protect you and your business.

THE RISKS OF MONEY IN APPS

The Risks of Money in Apps - Notice from the CFPB issued to consumers 

The Consumer Financial Protection Bureau (CFPB) recently issued a notice to consumers warning those who store money in popular payments apps.

WHAT ARE SOME COMMON TYPES OF SCAMS?

How can I protect myself and others I care about from fraud and scams? | Consumer Financial Protection Bureau (consumerfinance.gov)
 

There are several steps you can take to protect yourself and others from fraud and scams.

What are some common types of scams? | Consumer Financial Protection Bureau (consumerfinance.gov)

Scammers are constantly finding new ways to steal your money.  You can protect yourself by knowing what to look out for!

FREE ANNUAL CREDIT REPORT

http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml
 

A review of your credit report is one of the best ways to recognize possible identity theft.  In addition, this report can be used and may affect evaluations of your applications for credit, employment, and insurance.  You are entitled to one free report annually.  Visit the above link for more information, and access to your free annual credit report.

CONSUMER PROTECTION

http://www.fdic.gov/consumers/
 

As a consumer, the Federal Reserve Bank sets forth certain protections for consumers that conduct electronic transactions.  Account relationships afforded these rights and protections are those held by a natural person and those maintained for personal, family, and household purposes, primarily accounts held by individuals for non-business purposes.  For more information, visit the above link.

Call us immediately at 262-754-5555 if you believe there has been an error on your Spring Bank account.

INTERNET SECURITY FOR BUSINESSES

CONSUMER FINANCE INFORMATION

http://www.consumerfinance.gov/the-bureau
 

The Consumer Financial Protection Bureau (CFPB) was established by Congress to protect consumers.  The CFPB offers information to educate consumers, to monitor and track changes in the financial markets, and to monitor complaints.  The above link provides more background and details to assist you as a consumer.

ID THEFT

https://www.identitytheft.gov/

It is important to keep your identity from being stolen by someone who can potentially harm your good name and financial well-being.  Identity theft occurs when someone uses your name, address, Social Security Number, credit card or financial account numbers, passwords and other personal information without your knowledge to commit fraud or other crimes.  Identity theft is the fastest growing crime in the United States.  For more information, visit the above link.
 

The Federal Trade Commission has announced the launch of a new website, IdentityTheft.gov, a resource that makes it easier for victims to report and recover from identity theft.  The new website provides an interactive checklist that walks people through the recovery process and helps them understand which recovery steps should be taken upon learning their identity has been stolen.  It also provides sample letters, specialized tips for specific forms of identity theft, and advice for people who have been notified that their personal information was exposed in a data breach.

Call us immediately at 262-754-5555 if you believe that you are a victim of identity theft or fraud involving one of your Spring Bank accounts.

FRAUD, SCAMS, AND BAD BUSINESS PRACTICES

https://reportfraud.ftc.gov/#/
 

Help stop fraud.  Protect your community by reporting fraud, scams, and bad business practices.

IC3 - REPORTING INTERNET CRIMINAL COMPLAINTS

http://www.ic3.gov/default.aspx
 

The IC3 accepts online Internet crime complaints from either the actual victim or from a third party to the complainant.  The IC3 was established as a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C) to serve as a means to receive Internet related criminal complaints and to refer the criminal complaints to federal, state, local, or international law enforcement and / or regulatory agencies for any investigation they deem appropriate.

Elder and Adult at Risk Financial Exploitation

https://www.consumerfinance.gov/practitioner-resources/resources-for-older-adults/protecting-against-fraud/
 

Click the link above for beneficial information and tips to help prevent common frauds, scams and other types of elder and adult at risk financial exploitation in your community.

CRYPTOCURRENCY INVESTMENT SCAMS


 Protect yourself from Scams

Click the link above to learn more about cryptocurrency investments scams, and what you can do to protect yourself.